Savings

Millennials are often criticized for their spending habits, but the truth is that many of them face unique financial challenges. With student loan debt, high living costs, and lower salaries than previous generations, it can be difficult to make ends meet. That's why budgeting is more important than ever for millennials. Creating a budget can seem daunting, but it's a … [Read more...] about How to Budget as a Millennial: A Clear Guide to Financial Success

Having an emergency fund is an essential part of financial planning. It provides a safety net for unexpected expenses, such as medical bills, car repairs, or job loss. However, the question remains: how much should be in your emergency fund? The answer to this question depends on several factors, including your monthly expenses, income stability, and risk tolerance. … [Read more...] about How Much Should Be in Your Emergency Fund? A Clear Guide to Building Your Financial Safety Net

No matter what you do for work or your status in life, this is a stressful, worrisome time.  The Coronavirus is spreading across our Country and businesses have been closed by government order and those still operating are under restrictions.  This has led to widespread layoffs, pay reductions, and uncertainty.  To say there is some additional stress in my life … [Read more...] about Why you need an Emergency Fund